How much you can get back
Have you purchased real estate (an apartment, house, room, or land plot with a house)?
You can get back up to 260,000 rubles of the amount paid for your apartment or house, and up to 390,000 rubles of the mortgage interest you have paid.
Documents you will need
Documents required for the property deduction when buying an apartment
- certificate of income (form 2-NDFL, obtained from your employer);
- housing purchase agreement;
- certificate of ownership (or an extract from the Unified State Register of Real Estate);
- apartment transfer-acceptance act (or for a share in it);
- documents confirming the purchase expenses (bank statements, seller's receipt of payment);
- passport.
Documents required for the mortgage interest deduction
- certificate of income (form 2-NDFL, obtained from your employer);
- housing purchase agreement;
- certificate of ownership (or an extract from the Unified State Register of Real Estate);
- apartment transfer-acceptance act (or for a share in it);
- documents confirming the purchase expenses (bank statements, seller's receipt of payment);
- agreement with the lending institution;
- loan repayment and interest payment schedule;
- passport.
Documents required for the deduction when building or purchasing a residential house
- certificate of state registration of title to the residential house;
- certificate of state registration of ownership of the land plot;
- copies of payment documents confirming the taxpayer's expenses on the purchase (receipts for credit orders, bank statements confirming transfers from the buyer's account to the seller's account, sales receipts and cash register receipts, certificates of purchase of materials from private individuals stating the seller's address and passport details, and other documents);
- if the property was acquired as joint marital property, prepare a copy of the marriage certificate;
- a written statement (agreement) between the parties to the transaction on how the property tax deduction is to be split between the spouses;
- passport.